Jobs: 2 exclusives for Toaster readers

CTB1 partnership, plus can’t miss roles at CK, Venmo, Varo, and more

February 21, 2025

This week, we’re thrilled to share The Free Toaster’s dedicated Friday Jobs Edition—your weekly hub for the latest fintech, banking, and lending opportunities.

And we’re even more excited to share our partnership with Connie and Cammie at CTB1, a boutique talent and recruiting firm.

We’ve known Connie for over 20 years since our paths first crossed at Capital One. And we wouldn’t be surprised if many of our readers already know her.

You should expect to see Connie and Cammie a lot in this column. We feel they have so much to offer the Toaster community, and we’re just excited that they are willing to help.

Every week, you’ll find:

  • Exclusive roles the CTB1 team is recruiting for.

  • Other roles you can’t miss in fintech, banking, and lending.

  • Insider market insights and visibility into timely hiring trends.

  • Deep dives into high-demand roles (think marketing, credit, risk)

  • Tips to help you thrive in today’s fast-evolving fintech landscape.

As a subscriber, you’ll gain early access to confidential positions not found on public boards—everything from chief credit officer to head of data science to key fintech marketing roles.

Note: We’ll always make it easy for you to see which roles are exclusive to Toaster and CTB1. Just look for the orange box!

Stay tuned for your weekly pulse on fintech hiring, only at The Free Toaster.
It’s free!

(CTB1 Exclusive)

Sr Director, Growth Marketing

We seek a dynamic leader to drive customer and merchant acquisition, engagement, and retention. You will build a high-performing team, leverage AI-driven analytics, and develop targeted offers to maximize user loyalty. This role offers the opportunity to drive exponential growth in a fast-paced, data-driven environment. 🚀

Key Responsibilities:

  • Acquire and activate 2M+ customers while optimizing CAC and payback periods.

  • Double customer transaction rates through segmentation, personalization, and strategic marketing.

  • Develop AI-powered analytics and models to enhance marketing efforts.

  • Collaborate with product and business teams to deliver the right offers at the right time.

  • Build scalable, cost-effective strategies for customer reactivation and retention.

Requirements:

  • Proven success in scaling high-growth products ($50M+ ARR, 100%+ YoY growth).

  • Experience leading growth teams and acquiring millions of customers through multi-channel strategies.

  • Expertise in analytics, CAC/LTV modeling, and ROI measurement.

  • (Nice to Have): Experience in fintech or Spanish-speaking emerging markets

[email protected]
to apply and mention Toaster

 

(CTB1 Exclusive)

Data Scientist – Credit & Fraud Risk

Salary: ~$175k, but “open for the right rockstar 🎸”

Opportunity to be an early-stage team member to drive data science innovation in credit and fraud risk management. You’ll build and deploy risk models, leverage AI/LLM tools, integrate new data sources, and collaborate with engineering for implementation.

Key Responsibilities:

  • Develop and refine risk models tailored to customer segments.

  • Manage and ensure data quality across large datasets.

  • Assess new data sources and engage with vendors.

  • Monitor and improve model performance.

  • Align data science efforts with business goals.

  • Optimize data infrastructure with engineering teams.

  • Document model development and compliance.

Requirements:

  • 5+ years in advanced statistical modeling and risk model development.

  • Master’s/Ph.D. in a quantitative field.

  • Expertise in machine learning, risk modeling, and LLM-based data products.

  • Strong Python (sklearn, pandas, numpy) and SQL skills.

  • Prior fintech or corporate underwriting is a plus.


[email protected]
to apply and mention Toaster

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Can you share your origin story and how you got into recruiting for specialized roles in fintech, credit, or lending?

Connie: I never set out to “get into recruiting” in the traditional sense. I was one of the first 50 employees at Signet/Capital One (COF), where I became the go-to recruiter for analyst roles. Later, I expanded into MBA and executive recruiting, all while staying connected to junior talent through campus events. When regulators mandated a centralized credit team at COF, I was tasked with creating and running the Advanced Credit College—overseeing talent accreditation, and rotating top credit professionals across the organization. It was a natural evolution to start my own company because so many of the fintech leaders I work with today were my “babies” back at COF. They know I understand their needs in just a few sentences, especially regarding credit, data science, lending, marketing, or consulting roles.

Cammie: I joined Connie at CTB1 in 2022 after over a decade of recruiting for analytics, creative, and engineering positions. My tech recruiting background perfectly complements Connie’s financial expertise. Together, we created CTB1, a specialized recruiting and consulting firm dedicated to connecting fintech, banks, and lenders with top-tier talent, particularly in credit, risk, and marketing.

What is one unique insight or trend you’re seeing in the industry that others might not be aware of?

A standout trend is the demand for a hybrid Chief Credit Officer/Chief Risk Officer who’s steeped in credit talent but also strong in data science and modeling. We call these “2-in-1” roles or “unicorns.” It’s an evolution of the industry’s need to handle complex credit decisions and regulatory challenges while leveraging analytics for real-time insights. Because of our combined experience in both credit and tech, CTB1 can find these dual-skilled professionals quickly.

Tell me something you’re noticing that nobody else is seeing.

One area that surprises many founders—particularly those in fintech—is how critical it is to structure hiring correctly, even before securing funding. We see this, especially with Latin American fintechs seeking U.S. talent. Many startups focus on driving money in the door but may not have a fraud prevention strategy. We guide them on cascading their hiring so each role makes strategic sense rather than filling positions haphazardly. Our holistic approach to recruitment ensures the right candidate steps into the right role at the right time—whether in credit, risk, marketing, or emerging technology.

What is one widely held belief about the industry that you strongly disagree with—or at least caution against?

We often hear fintechs say they’re “completely unique,” yet many target similar underserved markets. Different geographies and product nuances exist, but there’s a risk of overspending on what essentially becomes the same offering as everyone else. We caution founders to balance confidence with realism.

Ultimately, we pride ourselves on CTB1’s proven track record. Our clients praise our ability to pinpoint the perfect candidates, whether for junior analyst roles or the C-suite. We exist to help companies thrive in a fast-paced fintech landscape by ensuring they have experienced professionals who can handle the challenges and opportunities of modern finance.

If our readers need help filling a key role, how can CTB1 help?

Our partnership model is straightforward: We only get paid if we fill your role. There are no retainers or upfront costs—just a 20% contingent fee on the candidate’s first-year cash compensation, payable only after they’re hired. We leverage our extensive network and partnerships (like our collaboration with Toaster) to find top-tier talent, and we only take on searches where we’re confident we can add real value.

Curious to learn more? Just email us at [email protected]

Other Jobs

About Us

Welcome to The Free Toaster! The newsletter for marketing pros at fintechs, banks, and lenders. 

Inspired by the free toasters banks used to give to each new customer, we’re here to help you acquire more customers at scale. We deliver fresh news, data, and insights to help you acquire more customers—minus the breadcrumbs.

Want to follow the authors on social media? Find Nick Madrid and Carlos Caro on LinkedIn.